As CERDS Consult Inc, we specialize in advising institutional investors about the right investment decisions and how to safeguard their funds and invest in profitable ventures in both public and private sectors of African economies. Whereas the risk of doing business in Africa is hi gher compared to its counterpart regions in Europe and North America, nevertheless, investment in African projects confer higher interest and return on investments than most parts of the world. We guide our institutional investors to select lower risk projects that have typical high returns on investment and whose yields come in the short to medium terms. We target  investments that would bring between 25-35% return on investment. Our Wealth Management Services refers to the service offered by Institutional funds, where the organization pools together funds on behalf of others and invest those funds in a variety of different financial instruments and asset classes. They include investment funds, insurance funds, and pension funds. We provide links to the most well managed institutions in order to secure your investment returns at minimal risk. CERDS Consult Inc understands that Institutional Investors are generally considered to be more proficient at investing due to the assumed professional nature of operations and greater access to companies because of size. These advantages may have eroded over the years as information hasbecom e more transparent and accessible, and regulation has limited disclosure by public
companies.

Types of Institutional Investors We Want to Engage
Institutional investors include public and private pension funds, insurance companies, savings institutions, closed- and open-end investment companies, endowments and foundations.

By the Numbers

The North American asset management industry controlled more than $88.5 trillion at the end of 2017, according to McKinsey estimates. Asset Allocation Institutional investors invested these assets in a variety of classes, the standard allocation is approximately 40% of assets to equity and 40% to fixed income. Another 20% of total assets were allocated to alternative investments like real estate, private equity, hedge funds, cash, and other areas. However, these figures drastically vary from institution to institution. Equities have experienced the fastest growth over the last generation, and in 1980 only 18% of all institutional assets were invested in equities.

Pension Funds
Pension funds are the largest part of the institutional investment community. Pension funds receive payments from individuals and sponsors, either public or private, and promise to pay a retirement benefit in the future to the beneficiaries of the fund. Although pension funds have significant risk and liquidity constraints, they are often able to allocate a small portion of their portfolios to investments which are not easily accessible to retail investors such as private equity and hedge funds.

Investment Companies
Investment companies are the second largest institutional investment class and provide professional services to banks and individuals looking to invest their funds. Most investment companies are either closed- or open-end mutual funds, with open-end funds continually issuing new shares as it receives funds from investors. Closed-end funds issue a fixed number of shares and typically trade on an exchange. Open-end funds have the majority of assets within this group, and have experienced rapid growth over the last few decades as investing in the equity market became more popular. However, with the rapid growth of ETFs, many investors are now turning away from mutual funds.

Insurance Companies
Insurance companies are also part of the institutional investment community and controlled almost the same amount of funds as investment firms. These organizations, which include property and casualty insurers and life insurance companies, take in premiums to protect policyholders from various types of risk. The premiums are then invested by the insurance companies to provide a source of future claims and a profit.

Savings Institutions
Worldwide, savings institutions control more than $1 trillion in assets. These organizations have seen a huge drop in assets over the last generation.

Foundations 

Foundations are the smallest institutional investors, as they are typically funded for pure
altruistic purposes. These organizations are typically created by wealthy families or Companies and are dedicated to a specific public purpose. Foundations are usually created for the purpose of improving the quality of public services such as access to education funding, health care, and research grants.

Conclusion
Institutional investors remain an important part of the investment world despite a flat share of all financial assets over the last decade and still have a considerable impact on all markets and asset classes. If you fall in this category of investors, feel free to contact us anytime. Our project portfolios are spread across west, north, central, east and southern Africa.

CERDS Consult Inc works very closely with top government offices in sub Saharan Africa to identify ready to go Public investment projects that require various forms of foreign direct investments that may come in various forms. Such projects are mainly in the areas of public infrastructure, which is categorized into two types: i) economic infrastructure such ascairports, roads, railways, ports, water and sewage, power, gas, and telecommunication; and ii) social infrastructure such as hospitals. Such projects may be funded in the form of BOT, EPC + F and any other preferred investment method acceptable by government. We make it easier for foreign investors to obtain ready to go projects and reduce bureaucracy in the whole value chain.  We link foreign investors with projects of their choice and procure all paperwork and assist them to scan the investment environment and also guide them in making the final investment decision.

CERDS Consult Inc has high level contacts with the following African countries, where public  investment projects have potential for high returns on investment: Kenya, Uganda, Tanzania, Rwanda, Burundi, South Sudan, Zambia, Democratic Republic of Congo, Malawi, Zimbabwe, Angola, Namibia, Botswana, Mozambique, Cameroun, Ghana, Burkina Faso, Mauritius, Gabon, Ivory Coast, Swaziland. We facilitate highest level meetings between investors and top most government officials at the highest level in these countries. The starting point—or precursor—to identifying a potential PPP is identifying a priority public investment project. Many governments in Africa have well-defined processes and methodologies for public investment planning. These may extend from setting out sector or infrastructure strategies, assessing project options to meet objectives, conducting detailed feasibility and cost- benefit analyses, and prioritizing projects within an overall public investment plan or fiscal envelope. Sound public investment planning and management are crucial components of the success of PPP projects. Like all public investment projects, a PPP needs to address clearly-identified socio-economic objectives that are central to sector needs—particularly since the long-term nature of PPP contracts effectively locks in asset and service specifications over a long-term period.
Procurement skills are essential to deliver a well-structured PPP that meets public investment management standards.

Currently, the following public sector investments are available in selected sub Saharan Africa for foreign direct investment:

• Energy sector projects including: solar, wind, hydro power, and geothermal.
• Highways and urban roads.
• Standard gauge railway lines and light rails for urban transport.
• Waterways and dams.
• Airports.
• Ports.
• Telecommunication.
• Hospitals.
• Low-cost mass Public housing.
• Stadiums and other sports facilities.                                                                                                                                                                                                      As a foreign investor, whatever your investment needs are, we are available to guide you through the whole process until business closure.

NOTE: We can also negotiate with governments on your behalf to obtain investment guarantees
including SOVEREIGN GUARANTEE and LETTER OF COMFORT, depending on the nature of the project and credit facility available.

CERDS Consult Inc has a whole portfolio of hundreds of private sector projects that are ready to go in most of the African countries where we operate. We can arrange for foreign investors to obtain access to a number of private sector projects that have high returns on investment. We work across countries and have contacts with various private sector players who are looking for foreign direct investment in order to implement their projects. Foreign investors may decide to invest in the following ways: Joint Ventures and or pure debt. Also, EPC + F arrangements are  acceptable. Investment projects commonly found within private sector players include:

• Agri-business processing for local and export market.
• Agriculture production including high-value crops, dairy and other livestock etc.
• Energy projects with PPAs in solar, wind, hydro power, geothermal, gas and thermal.
• Real property development; high end real estate/town houses, luxury apartment blocks,office blocks.
• Hospitality industry including five star resorts, ocean front resorts etc.
• Public private partnership projects including highways and airports.
• Health facilities including hospitals.
• Institutions of higher learning including universities.
• University accommodation hostels on BOT basis for undergraduates and post graduates and other university infrastructure including shopping malls and swimming pools and other recreation facilities

Whatever your needs are, we link you up wit the most appropriate project and offer advisory
services on suitability of projects, risk factors and return on investment.